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Case Study: Recovery of Commercial Fuel Debt

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Sector: Fuel
Client Profile: A National Provider of Fuel Card Services

We supported our client in recovering a significant unpaid fuel card balance from a combative debtor who repeatedly sought to delay and reduce payment. Through consistent pressure, strategic negotiation, and timely legal intervention, the debt was paid in full, without cost to our client.

Background

The debtor had accrued a substantial balance across multiple vehicles, including AdBlue charges. Despite previously failing to maintain instalment plans, they attempted to secure further concessions, offering minimal monthly payments and delayed start dates. Our client needed to secure the full amount in a commercially reasonable timeframe and maintain their credibility within a closely connected industry.

Challenges Faced

🡆 The debtor initially offered to repay the debt over nearly four years, which was commercially unacceptable.
🡆 They made repeated attempts to reduce payments and delay the start of any agreed plan.
🡆 After partial compliance, the debtor defaulted on instalments, requiring further enforcement steps.

Our Strategy

🡆 Provided our client with clear, commercial advice on counteroffers
🡆 Rejected inadequate proposals and held firm on timescales and payment levels
🡆 Maintained pressure following default
🡆 Recommended legal proceedings at the appropriate point to prompt final payment

Key Developments

Letter Before Action prompted a low initial offer which was immediately rejected
We proposed a counteroffer to clear the balance over six months, which was ultimately accepted
✔ The debtor attempted to delay the first payment, but we insisted on immediate compliance
✔ After initial payments were made, the debtor defaulted therefore we issued a County Court Claim
✔ This triggered rapid payment of the full outstanding balance

Outcome

Full recovery of the outstanding balance
All costs of issuing proceedings paid by the debtor
No cost to our client
Timely resolution protecting the client’s commercial reputation

How We Achieved This

🡆 Firm negotiation stance and clearly defined terms
🡆 Tactical escalation to legal proceedings at the right moment
🡆 Persistent engagement and follow-up throughout
🡆 Commercial advice to maximise Client outcome

Why This Matters to Clients in This Sector

In the fuel services sector, late payments can quickly affect margins and credibility, especially when customers operate within connected industries. This matter demonstrates how firm negotiation, supported by legal pressure when needed, can lead to full recovery and help deter future non-payment from others in the market.

Need to Discuss a Debt Recovery Case?

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Sara Souyave
Zoe Sant
Molly Rowe

what our clients say about us

Silverback Law have a great understanding of the legal market and sector. They have always been transparent on costs and have produced really good results for us as a business.


Laura Nixon, Head of Credit, Huws Gray Ltd.

They are a great team to work with. They’re commercially focused and have a sound understanding of the commercial sector and the construction industry. We have worked together for almost 10 years and have no hesitation in recommending them.

Emma Reilly, Managing Director, Top Service LTD

We have always found the advice and support provided by Silverback Law to be second to none. No matter what the issue, they have always acted in our best interests and we would not hesitate in recommending them.

Stephen North, Head of Financial Transactions, Sunbelt Rentals Ltd

Silverback Law didn’t just help us get back the money we were owed – they showed us how to protect ourselves against non-payers in future. Our business is on a much firmer footing thanks to you.

Very patient and professional with sound advice, through, what is for most, a stressful and emotional time. I wouldn’t hesitate to recommend Silverback Law.

Contact us

At Silverback Law, we are committed to providing exceptional legal support tailored to the needs of large businesses. Whether you’re seeking expert advice, need representation, or want to discuss how we can assist your organization, our dedicated team is here to help.

Reach out to us today, and let’s explore how our expertise can protect your interests and drive your success.

8 Regents Court
Far Moor Lane,
Redditch B98 0SD

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